Speak with a Mortgage Banker (973) 435-2800
  • 			    No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • 			    Let us be the stepping stone to the home of your dreams!

    Let us be the stepping stone to the home of your dreams!

  • 			    REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

  • 			    Helping you purchase the perfect home for you and your family!

    Helping you purchase the perfect home for you and your family!

Become a HomeownerGet pre-qualified for your new home.

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Refinance your Mortgagesave hundreds on your monthly payments

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Apply Now!

New Jersey Mortgages For You!

Welcome to the official site of LCD Mortgage.  We are a full service mortgage company based in Totowa, New Jersey.  We specialize in residential mortgage loans, including FHA, Conventional, USDA, & VA, and commercial mortgage financing. Whether you find the perfect home or a fixer-upper, we have loan products that can be tailored to fit your specific needs, allowing you to have the home of your dreams!

In terms of Purchase Loan programs, we offer the following:

FHA | FHA 203k Rehabilitation | Conventional Fannie/Freddie | HomeStyle Renovation | VA | USDA | Jumbo | Commercial | & More!

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203K | VA Streamline | VA Cash Out
USDA Streamline| Conventional Fannie/Freddie | HomeStyle Renovation Refinance | HELOC | HARP Commercial | Jumbo

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages, and, best of all, quality service and individual attention.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

For More InformationOr call (973) 435-2800 and ask to speak with our Specialists

Recent Articles

Feb
14
2018
What's the Difference Between Hazard Insurance and Homeowner's Insurance?
You'll likely hear the term ‘hazard insurance’ when you're applying for a home loan. Hazard insurance is not a separate insurance policy but rather part of your homeowner's insurance policy. How much coverage and the cost of coverage varies, but every mortgage will...
Feb
07
2018
Getting Ready to Buy Your First Home
Congratulations! Making the decision to buy your first home is exciting --although, we understand that sometimes it be confusing.  That’s why we make applying for a home loan fast and stress-free. And with some preparation, it can be even faster!  Look over the...
Jan
31
2018
How To Qualify for a Fannie Mae Loan To Buy An Apartment Building
You have several options for commercial loans, however, we're going to focus on buying an apartment complex with a Fannie Mae loan.  Fannie Mae is a popular government-backed loan with rates that are typically lower than other property loans. This mortgage program can be used for...
Jan
24
2018
Home Buying Info for Low-income Single Parents: We Can Help!
A permanent home for your children is possible, even if you’re a single parent with limited income.  Housing programs for low-income borrowers make it easy for single parents to get a home loan. "Low-income" can vary depending on the area. So even if you think you don’t...