Speak with a Mortgage Banker (973) 435-2800
  • 			    No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • 			    Let us be the stepping stone to the home of your dreams!

    Let us be the stepping stone to the home of your dreams!

  • 			    REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

  • 			    Helping you purchase the perfect home for you and your family!

    Helping you purchase the perfect home for you and your family!

Become a HomeownerGet pre-qualified for your new home.

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Refinance your Mortgagesave hundreds on your monthly payments

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Apply Now!

New Jersey Mortgages For You!

Welcome to the official site of LCD Mortgage.  We are a full service mortgage company based in Totowa, New Jersey.  We specialize in residential mortgage loans, including FHA, Conventional, USDA, & VA, and commercial mortgage financing. Whether you find the perfect home or a fixer-upper, we have loan products that can be tailored to fit your specific needs, allowing you to have the home of your dreams!

In terms of Purchase Loan programs, we offer the following:

FHA | FHA 203k Rehabilitation | Conventional Fannie/Freddie | HomeStyle Renovation | VA | USDA | Jumbo | Commercial | & More!

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203K | VA Streamline | VA Cash Out
USDA Streamline| Conventional Fannie/Freddie | HomeStyle Renovation Refinance | HELOC | HARP Commercial | Jumbo

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages, and, best of all, quality service and individual attention.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

For More InformationOr call (973) 435-2800 and ask to speak with our Specialists

Recent Articles

Jan
17
2018
Can A Home Equity Loan Help You?
Tapping into your home's equity is often your smartest and fastest solution to life's biggest expenses, and as a homeowner, equity may be your most significant asset.  Your home equity the value of your home less the balance still owed the loan. Your equity increases...
Jan
10
2018
Homebuyers: Don’t Skip the Home Inspection
Home inspections have benefits whether you're the buyer or the seller. However, this article will focus on the basic benefits to you as a homebuyer. Home inspections come at an additional cost, however, in the end, a thorough review of your prospective home could end up saving you money...
Jan
03
2018
How Does Renting a Home and Owning Your Home Really Compare?
Renting may be less expensive, but there are significant disadvantages to not owning your home. If you're considering purchasing your first home but are hesitant because of the potential increase in monthly payment, you'll want to take a second look at the pitfalls of renting. Read on to...
Dec
27
2017
The Tax Advantages of Your Home Loan or Refinance
Owning a home, whether it's a mobile home, single-family residence, townhouse, or condo, has many advantages --including tax perks! What's more, you may still reap the benefits even after you sell!  However, to take full advantage of tax perks of homeownership, your tax filing...